If you’re a remodeler or home service pro, you already know: quoting is hard, but getting paid shouldn’t be. So why does it feel like every payment system is either too basic, too clunky, or built for a restaurant?
In this guide, we’ll break down the real-world pros and cons of Square, Clover, and Jobber for collecting payments in the field or online. Whether you’re a solo shop or running multiple install crews, we’ll help you figure out which tool makes your business run smoother (and faster).
Quick Overview: What Each Tool Is
| Platform | What It Is | Best For |
|---|---|---|
| Square | Simple POS and invoicing tool | Solo pros, basic invoicing |
| Clover | Advanced POS system with hardware | Showroom sales, countertop payments |
| Jobber | CRM with built-in quotes & payments | Mobile teams, contractors, field service |
Square: Good for Getting Started, Not Built for Remodeling
Square is often the first tool contractors use—and for good reason. It’s easy to set up, free to start, and gives you instant access to online and card payments.
Pros:
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No monthly fee for basic use
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Accept payments in-person or online
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Clean invoicing UI
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Instant deposits available
Cons:
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No scheduling or job tracking
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You’ll still need a separate CRM
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Limited support for change orders or multi-phase projects
Clover: Great Hardware, Outdated Software for Remodelers
Clover shines in countertop POS setups—especially if you’re running a flooring showroom or have front desk staff. It’s got swipe, tap, and terminal integrations galore.
Pros:
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Great hardware options
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Customizable terminal apps
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Can be integrated with inventory add-ons
Cons:
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Expensive monthly plans (some require contracts)
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Not purpose-built for field service work
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Limited quote + scheduling tools
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No review automation or CRM functionality
Jobber: Payments Built Right Into Your Process
Get 3 Free Months of Jobber Here
Jobber doesn’t just handle payments—it handles your whole job flow, from quote to invoice to payment collection (and reminders if they ghost you).
Pros:
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Quotes convert directly into invoices
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Clients can approve, pay, and tip from one link
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Syncs with QuickBooks
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Built-in payment tracking and reminders
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Accepts card payments, ACH, and deposits
Cons:
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Requires monthly subscription
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You’ll still need review automation (Pair with Podium)
Side-by-Side Comparison
| Feature | Square | Clover | Jobber |
|---|---|---|---|
| Invoicing | ✅ Basic | ✅ Moderate | ✅ Full-featured |
| CRM Integration | ❌ | ⚠️ Limited | ✅ Built-in |
| Quote-to-Invoice Workflow | ❌ | ❌ | ✅ Yes |
| Field Payment Support | ✅ Mobile | ⚠️ Terminal Only | ✅ Fully mobile |
| Review & Follow-Up Tools | ❌ | ❌ | ⚠️ Requires Add-On |
| Fees | ~2.6–3.5% | Varies by reseller | ~2.7% + $0.30 |
| Setup Time | Instant | Requires install | 1–2 hours |
Final Verdict
| Use This If You… | Pick This |
|---|---|
| Are just getting started and want fast setup | Square |
| Have a physical showroom or retail counter | Clover |
| Run a mobile team and want full quoting + payment automation | Jobber |
Bonus: Stack It With Review Automation
Want to really streamline the end of every job? Pair Jobber with Podium to automatically send a 5-star review request the moment your client pays. That’s how your competitors are dominating Google Maps—and why you should be too.
Ready to Run Your Remodeling Business Like a Pro?
Stop drowning in spreadsheets, late payments, and disconnected software. KC Media Team helps you choose, implement, and train your team on the CRM that fits how you actually work.
Whether you’re just getting started or scaling past $5M, we’ll build your custom payment, quoting, and automation workflows—without the tech headaches.